Rewards Cards

A rewards credit card allows shoppers to earn points that can be redeemed for merchandise, special services, trips and even cash. There are many different types of rewards credit cards available depending on what type of rewards people want to earn and where they do their shopping. It is important to do a bit of research to determine which rewards credit cards offer the best rewards and perks so that shoppers can maximize the benefit of having and using rewards cards.

Popular Types of Rewards Cards

There are many different types of rewards cards available that allow shoppers to earn incentives by making purchases with their credit cards. A few of the most popular types of rewards cards include:

  • Cash back credit cards Cash back rewards credit cards are a great way to earn a bit of money while spending money. Cash back reward cards allow users to earn a percent (usually around 1% of total purchases) of cash back. Some cash back rewards credit cards will have an annual fee applied to them. This type of reward card is a good option for people who diligently pay off their credit card balance. It can be a worthwhile type of rewards card for shoppers who want to be rewarded with cash for making purchases that they would make anyways.
  • Hotel and travel points credit cards Hotel and travel rewards credit cards are intended for hotel stays and traveling. Some of these rewards cards are co-branded with certain hotels and allow people to earn points on their purchases that can be redeemed at the hotel chain that the card is aligned with. People may also be able to earn free stays and upgrades at the hotel chain that their card is affiliated with. Some hotel and travel rewards cards allow points to be redeemed in various ways including travel costs, theme park admissions, stays at major hotels, stays at major resorts and much more. Hotel and travel points rewards cards may have annual fees associated with them.
  • General reward points credit cards Rewards credit cards are a great option that allow users to earn reward points that they can cash in for different items including gift cards, airfare, jewelry, hotel stays, restaurants, specific store purchases and more. It is important to keep in mind that not all reward points credit cards are created equal. Shoppers should read the terms and conditions before applying for a reward card so that they know what is involved. Some rewards points cards may have an annual fee applied to them. Rewards points cards are a great option for people who pay off their credit card balance every month.
  • Retail rewards credit cards This type of credit card is co-branded with a major retailer. Shoppers acquire points through making every day purchases. The reward points must be redeemed for services or points at the retailer that the card is from.
  • Airline mile rewards credit cards Air mile and frequent flier credit cards allow for users to earn points that can be redeemed towards plane tickets, seat upgrades and more. Points are earned whenever a shopper makes a purchase. There are variety of airline miles and frequent flier credit cards available, so it is important for users to do their research to find out which card would be the best option for the way that shop and what reward options they are looking for. These types of cards are good options for those who like to travel or travel often. Air mile and frequent flier credit cards may be aligned with a specific airline or may allow users to redeem their points at a variety of different airlines. Some of these cards may have an annual fee associated with them.
  • Gas points cards There are many gas rewards cards available, some can be used at all gas companies and others are brand-specific to a certain gas company. Gas rewards and points cards may offer you a rebate with things like cash back when used for buying gas or having other services completed.

Most Popular Rewards Cards

A few of the most popular rewards cards include:

  • Chase Sapphire Preferred Card
  • Discover it Cashback Match Card
  • Capital One Ventures Rewards Card
  • Chase Freedom Card
  • Bank Americard Travel Rewards Card
  • Citi Double Cash Card

It is important for shoppers to evaluate their personal shopping habits and points goals to determine what rewards cards would be the best options for them.

Top 5 Routes for "Rewards Cards"

  1. This site has a lot of helpful information about popular rewards cards to help explain to users what cards may benefit them the most.
  2. This site gives visitors a rundown of the best rewards cards and what they offer so that shoppers can make an educated decision about what cards would be the best options for them and their personal shopping habits.
  3. This website offers visitors a thorough overview of the best rewards cards including fees, interest rates, points earned, where points can be redeemed and user reviews.
  4. This site gives a wealth of information about rewards cards including an overview of the pros and cons of popular cards. This site is a good resource for those looking to get a rewards card.
  5. This website gives an overview of the most popular cash back rewards credit cards including key information and benefits.

Similar Routes

What is a Route?

A route is a gateway to learning.'s mission is to go beyond search results by curating summaries and top "routes" for today's most popular subjects. Learn More

Suggest a Route

Are we missing a subject you think should be given a route? Suggest a new route. Learn More


Become a contributor. Submit your route today! Learn More

Other Routes Like This

McDonald's Coupons

Many people may be frustrated by the lack of promotional deals and coupons available by large fast food establishments. The good news is that McDonald's understands that many people are looking for ways to be more resourceful with their money and is now offering several coupon deals as an incentive to attract more customers to its restaurants. This is a win-win for both McDonald's since it attracts more customers and for the customers who get many money saving deals. People looking to be resourceful with cash should consider the following things when looking for coupons: Skills and Experience There is no experience or special skills needed to use a coupon....

Sears Credit Card

The Sears credit cards are offered through Citibank. There are no annual fees for the cards, and customers can choose from three different options. Sears Master Card The Sears Mastercard is accepted at any business that takes Master Card. Large purchases put on the Sears Master Card often qualify for no-interest financing. Customers can use this card to get double (non-promotional) Shop Your Way Rewards (SYWR) points whenever the credit card is used in a Sears store. When the Sears Mastercard is linked to the Shop Your Way Rewards account, the customer also qualifies for five percent back in points on qualified gas purchases, three percent on groceries,...

Restaurant Coupons

Dining out is a luxury that not everyone can afford. Some people believe that they can only afford the quick dollar menu drive through items, not the more nutritional dishes in sit down restaurants, but that isn't always the case. By using coupons for paying for meals at restaurants, people can afford to have a regular meal out. This is how. Although some restaurants will accept expired coupons, most dining establishments won't. When clipping coupons from the newspaper or printing them off the internet, people need to make sure that you are still in the time frame that will allow them to use it when paying for the meal. Most coupons have very fine print at the...