The Sears credit cards are offered through Citibank. There are no annual fees for the cards, and customers can choose from three different options. Sears Master Card The Sears Mastercard is accepted at any business that takes Master Card. Large purchases put on the Sears Master Card often qualify for no-interest financing. Customers can use this card to get double (non-promotional) Shop Your Way Rewards (SYWR) points whenever the credit card is used in a Sears store. When the Sears Mastercard is linked to the Shop Your Way Rewards account, the customer also qualifies for five percent back in points on qualified gas purchases, three percent on groceries,...